Services
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Individual Voluntary Arrangements
With an IVA you pay what you can afford, for a fixed amount of time. When you successfully complete your IVA, any debt you have not paid back will be written off.
You and the people you owe agree to terms that protect you both during your IVA. This is a flexible solution that can help you make a fresh start.
We are here to make your IVA a success. We will set up your IVA and are on hand to keep you on track throughout.
Debt Management Plans
A Debt Management Plan (DMP) is a repayment program set up through a credit counseling agency to help you pay off unsecured debts (like credit cards or medical bills). You make one monthly payment to the agency, which then pays your creditors—often at reduced interest rates and fees they negotiate for you.
It simplifies payments, and helps you become debt-free, but you need to stick to the plan and your accounts may be closed while you’re in it.
Secured Loans
A secured loan is a loan backed by collateral—something valuable you own (like a house, car, or savings). If you don’t repay, the lender can take the collateral to recover their money.
Because it’s less risky for lenders, secured loans usually offer lower interest rates, higher borrowing limits, and longer repayment terms compared to unsecured loans.
Experience You Can Trust
At DRF Solutions, we are committed to guiding individuals through their debt challenges. With over 30 years of industry experience, our expertise empowers clients to make informed decisions about their financial futures.
